Insurance Paid Memberships

Insurance Reimbursement Programs


SilverSneakers® is a preventative exercise program that enhances the quality of life for mature adults across the country. One of the largest senior-focused exercise program in the United States, this partnership between HCD and HMOs allows Medicare-eligible members of these health plans to participate in YMCA programs at no additional cost.

Silver & Fit®

Silver & Fit® provides eligible members with no-cost or low-cost fitness memberships through arrangements with certain health care plans. Silver & Fit is designed to help seniors achieve better health through regular exercise and health education. Visit for more information.

Optum® Fitness Advantage

With Optum® Fitness Advantage, from UnitedHealthcare®, it’s easy to keep your fitness routine fresh and fun. You can visit any participating fitness center or YMCA at no additional cost to you. It is part of your UnitedHealthcare Medicare Advantage plan. If you have questions about the program, please call the Customer Service number printed on the back of your health plan ID card.

Optum At Your Best

“At Your Best” will be offered to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealth Care Insurance Company. At Your Best offers those eligible for the program a special monthly membership rate at participating YMCAs as well as online health resources, fun health-focused local events and one-on-one wellness coaching over the phone, with a UnitedHealth Care Wellness Coach.

Talk with your insurance provider to get a confirmation number, then come join the Y (with photo ID). Welcome!